:root {
  --navy: #236b45;
  --navy-dark: #123d2b;
  --blue: #2f7d52;
  --gold: #4f9b68;
  --cream: #f1f7f3;
  --white: #002300;
  --text: #243d30;
  --muted: #60796a;
  --border: #d5e3da;
  --shadow: 0 16px 40px rgba(18, 61, 43, 0.12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; font-family: Inter, Arial, Helvetica, sans-serif; color: var(--text); background: var(--white); line-height: 1.65; }
a { color: inherit; text-decoration: none; }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.narrow { max-width: 780px; }
.center { text-align: center; }

.site-header { position: sticky; top: 0; z-index: 20; background: rgba(0,35,0,.96); backdrop-filter: blur(10px); border-bottom: 1px solid var(--border); }
.nav-wrap { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { color: var(--navy); font-weight: 800; font-size: 1.25rem; letter-spacing: -.02em; }
.brand span { color: var(--gold); }
.main-nav { display: flex; flex-wrap: wrap; gap: 22px; align-items: center; }
.main-nav a { color: var(--navy); font-weight: 700; font-size: .93rem; padding: 28px 0 24px; border-bottom: 3px solid transparent; }
.main-nav a:hover, .main-nav a.active { color: var(--blue); border-bottom-color: var(--gold); }

.hero { padding: 96px 0; background: linear-gradient(120deg, rgba(18,61,43,.98), rgba(47,125,82,.92)), radial-gradient(circle at top right, #3f8b60 0, #236b45 55%, #123d2b 100%); color: var(--white); }
.hero-grid { display: grid; grid-template-columns: 1.35fr .8fr; gap: 62px; align-items: center; }
.eyebrow { color: var(--gold); text-transform: uppercase; letter-spacing: .15em; font-size: .78rem; font-weight: 800; margin: 0 0 12px; }
h1, h2, h3 { line-height: 1.15; color: var(--navy); margin-top: 0; }
.hero h1, .hero h2, .cta-box h2 { color: var(--white); }
h1 { font-size: clamp(2.5rem, 6vw, 4.6rem); letter-spacing: -.045em; margin-bottom: 22px; }
h2 { font-size: clamp(1.9rem, 4vw, 2.8rem); letter-spacing: -.03em; }
h3 { font-size: 1.18rem; }
.hero-copy { font-size: 1.13rem; color: #e7f4eb; max-width: 720px; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin: 30px 0 18px; }
.btn { display: inline-flex; justify-content: center; align-items: center; min-height: 50px; padding: 13px 22px; border-radius: 7px; font-weight: 800; transition: transform .2s ease, opacity .2s ease; }
.btn:hover { transform: translateY(-2px); opacity: .94; }
.btn-primary { background: var(--gold); color: var(--navy-dark); }
.btn-secondary { border: 1px solid rgba(255,255,255,.55); color: var(--white); }
.btn-light { background: var(--white); color: var(--navy); white-space: nowrap; }
.disclaimer-inline { font-size: .82rem; color: #bdd8c6; }
.hero-card { background: rgba(255,255,255,.10); border: 1px solid rgba(255,255,255,.18); padding: 34px; border-radius: 14px; box-shadow: var(--shadow); }
.hero-card ul { margin: 20px 0 0; padding-left: 20px; }
.hero-card li { margin: 11px 0; color: #edf7f0; }

.page-hero { padding: 86px 0 72px; background: linear-gradient(135deg, var(--cream), #e8f2eb); border-bottom: 1px solid var(--border); }
.page-hero h1 { font-size: clamp(2.3rem, 5vw, 4rem); }
.page-hero p:last-child { font-size: 1.08rem; color: var(--muted); }

.section { padding: 82px 0; }
.section.alt { background: var(--cream); }
.section-heading { max-width: 760px; margin-bottom: 38px; }
.section-heading p:last-child { color: var(--muted); }
.card-grid { display: grid; gap: 24px; }
.card-grid.three { grid-template-columns: repeat(3, 1fr); }
.card-grid.two { grid-template-columns: repeat(2, 1fr); }
.info-card, .service-card, .fund-card, .panel, .contact-card { background: var(--white); border: 1px solid var(--border); border-radius: 12px; padding: 30px; box-shadow: 0 10px 28px rgba(18,61,43,.06); }
.icon { width: 42px; height: 42px; border-radius: 50%; background: var(--navy); color: var(--white); display: grid; place-items: center; font-weight: 800; margin-bottom: 22px; }
.info-card p, .service-card p, .fund-card p { color: var(--muted); }
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.feature-list { display: grid; gap: 14px; }
.feature-list div { padding: 22px 24px; background: var(--white); border-left: 4px solid var(--gold); box-shadow: 0 8px 24px rgba(18,61,43,.06); }
.feature-list strong, .feature-list span { display: block; }
.feature-list span { color: var(--muted); margin-top: 4px; }
.text-link { color: var(--blue); font-weight: 800; }
.check-list { padding-left: 20px; margin-bottom: 0; }
.check-list li { margin: 9px 0; }
.contact-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 30px; align-items: start; }
.placeholder { color: var(--blue); font-weight: 800; }
.small-note { font-size: .84rem; color: var(--muted); border-top: 1px solid var(--border); padding-top: 18px; }

.cta-section { padding-top: 20px; }
.cta-box { background: linear-gradient(120deg, var(--navy-dark), var(--blue)); color: var(--white); padding: 46px 50px; border-radius: 16px; display: flex; justify-content: space-between; align-items: center; gap: 32px; box-shadow: var(--shadow); }
.cta-box p { margin-bottom: 0; color: #e6f3ea; }

.site-footer { background: var(--navy-dark); color: #c6d9cc; padding: 64px 0 24px; margin-top: 42px; }
.footer-grid { display: grid; grid-template-columns: 1.4fr .7fr 1fr; gap: 50px; }
.footer-brand { display: inline-block; color: var(--white); margin-bottom: 12px; }
.site-footer h3 { color: var(--white); font-size: 1rem; }
.site-footer a:not(.brand) { display: block; margin: 8px 0; color: #d5e5da; }
.site-footer a:hover { color: var(--gold); }
.footer-bottom { border-top: 1px solid rgba(255,255,255,.12); margin-top: 38px; padding-top: 22px; font-size: .85rem; }

@media (max-width: 900px) {
  .nav-wrap { align-items: flex-start; flex-direction: column; padding: 18px 0 0; }
  .main-nav { gap: 16px; }
  .main-nav a { padding: 8px 0 14px; }
  .hero-grid, .split, .contact-grid, .footer-grid { grid-template-columns: 1fr; }
  .card-grid.three, .card-grid.two { grid-template-columns: 1fr; }
  .hero { padding: 72px 0; }
  .cta-box { flex-direction: column; align-items: flex-start; }
}

@media (max-width: 560px) {
  .container { width: min(100% - 28px, 1120px); }
  .main-nav { font-size: .88rem; gap: 12px; }
  .section { padding: 62px 0; }
  .hero-card, .info-card, .service-card, .fund-card, .panel, .contact-card { padding: 24px; }
  .cta-box { padding: 34px 26px; }
}

/* White text on dark green backgrounds */
.site-header,
.site-header .brand,
.site-header .main-nav a,
.hero,
.hero h1, .hero h2, .hero h3,
.info-card, .service-card, .fund-card, .panel, .contact-card,
.info-card h1, .info-card h2, .info-card h3,
.service-card h1, .service-card h2, .service-card h3,
.fund-card h1, .fund-card h2, .fund-card h3,
.panel h1, .panel h2, .panel h3,
.contact-card h1, .contact-card h2, .contact-card h3,
.feature-list div, .feature-list strong,
.cta-box, .cta-box h2,
.site-footer, .site-footer h3 { color: #ffffff; }

.info-card p, .service-card p, .fund-card p,
.panel p, .contact-card p,
.feature-list span,
.small-note { color: #ffffff; }

.site-header .main-nav a:hover,
.site-header .main-nav a.active { color: #ffffff; }

/* How We Help section: white heading and body text */
.section-heading .eyebrow,
.section-heading h2,
.section-heading p:last-child { color: #ffffff; }

/* Header logo */
.site-header .brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
}
.brand-logo {
  width: 58px;
  height: 58px;
  object-fit: contain;
  flex: 0 0 auto;
}
.brand-title {
  display: inline-block;
}
@media (max-width: 560px) {
  .brand-logo { width: 50px; height: 50px; }
}

/* About page: Our Role / Consulting First text */
.about-role,
.about-role .eyebrow,
.about-role h2,
.about-role p { color: #ffffff; }


/* Click-to-call header button */
.site-header .header-phone {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: 0 0 auto;
  padding: 11px 17px;
  border-radius: 8px;
  background: #ffffff;
  color: #002300;
  font-weight: 800;
  line-height: 1;
  border: 2px solid #ffffff;
  white-space: nowrap;
}
.site-header .header-phone:hover {
  background: transparent;
  color: #ffffff;
}
@media (max-width: 900px) {
  .site-header .header-phone { margin-bottom: 16px; }
}

/* Keep all call-to-action button links white */
.btn, .btn:visited, .btn:hover, .btn:focus, .btn:active { color: #ffffff !important; }
