Working Capital
Funding intended to help with payroll, marketing, operating expenses, seasonal needs, and other short-term business priorities.
Funding Opportunities
Explore Financing Structures That May Support Your Business
Availability, qualifications, pricing, and terms vary by provider and applicant. Bierston Financial Services helps you understand the possibilities before you decide how to proceed.
Term Financing
A lump-sum financing structure that may be repaid over an agreed period, depending on the provider and qualification profile.
Business Lines of Credit
Flexible access to capital that may allow eligible businesses to draw funds as needed, subject to provider terms and limits.
Equipment Financing
Potential financing for machinery, vehicles, technology, tools, and other business equipment.
Receivables-Based Funding
Structures that may use outstanding invoices or receivables to support access to working capital.
Revenue-Based Options
Some providers offer financing where repayment is connected to business sales or revenue performance.
Before You Accept Funding
Review the Full Cost and Obligation
Business financing can vary significantly. Before accepting any offer, review the total repayment amount, payment frequency, fees, rates or factor costs, term, security requirements, personal guarantees, default provisions, and prepayment conditions.
Common Qualification Factors
- Time in business
- Monthly or annual revenue
- Business and personal credit profile
- Banking history and cash flow
- Industry and use of funds
- Existing debt or financial obligations
Explore Your Options
Talk With a Funding Consultant
A consultation can help you identify which categories may be relevant to your current business goals.